Terms & Conditions
By accessing www.prudentequity.com, you have read, understood and agree to be legally bound by the terms of the following user agreement.
In this agreement any words and names such as "Dess Equity Advisors", Prudentequity", "www.prudentequity.com", "Siddharth Oberoi", "we", "our" and "us" mean and refer to one and the same thing(s) as they are properties of Siddharth Oberoi, the director of "Dess Equity Advisors". These words can and are being used interchangeably and should therefore be considered as indicating to one and the same entity at various points of usage in this document. The term "Member or Members" means and includes all registered users of the Site who have paid due consideration for the use of the Site and its services. The term "You" "User" "Users" / "Viewer" / "Viewers" means and includes all those persons who gain access to the Site and includes all Members (as defined hereinabove).
1. Acceptance of Agreement
The content, text, layout, organization, graphics, design, video, compilation, digital conversion and other matters related to the Site are protected under applicable copyrights, trademarks and other proprietary (including but not limited to intellectual property) rights. The copying, redistribution, use or publication by you of any such matters or any part of the Site, except as allowed by Point 4 below, is strictly prohibited. You do not acquire ownership rights to any content, document, information or other materials viewed through the Site. The posting of information on the Site does not constitute a waiver of any right in such information.
All the Site items are our trademarks or registered trademarks or property. All rights reserved.
4. Limited Right to Use
The viewing, printing or downloading of any content, text, information, opinion, material, graphic, form or document from the Site grants you only a limited, non-exclusive license for use, solely by you, for your own personal use and not for re-publication, distribution, assignment, sub-license, sale, preparation of derivative works or other use or commercial purpose. No part of any content, form or document may be reproduced in any form or incorporated into any information retrieval system, electronic or physical, other than for your personal use (but not for resale or redistribution). You will be required to maintain utmost secrecy in respect of all stock recommendations. Any of our recommendation or other important information or content which might come into your possession during the continuance of your service with us shall not be disclosed, divulged or made public by you during your subscription with us and even thereafter.
5. Alteration and Modification
We reserve the unqualified and unlimited right to amend, modify, alter, edit, delete, suspend or discontinue, temporarily or permanently, the Site or any portion thereof and/or the information, statistics, services, and/or materials contained and provided on the Site or any part thereof, with or without prior notice. Members and Viewers understand and agree we shall not be liable in any manner whatsoever to them or to any third party for any such amendment, modification, alteration, editing, deletion, suspension or discontinuance of the Site.
You agree to indemnify, defend and hold us and our partners, attorneys, staff and affiliates (collectively, "Affiliated Parties") harmless from any liability, loss, claim and expense, including reasonable attorney's fees, related to your violation of this Agreement or use of the Site.
Your right to use the Site is not transferable. Any password or right given to you to obtain information, content, document or messages (through email) is not transferable.
Any violation of the same will be considered as a breach of Agreement and liable to immediate account termination without any refund of the active subscription.
8. Disclaimer and Limits
The information contained and provided on this Site is of a general nature and it is not our intention to provide any professional advice, solicitation or offer to sell, recommend or purchase securities to Members and/or Viewers of the Site.
All information, statements, opinions, statistics, services and materials contained, provided and posted on the Site are contained, provided and posted on an "as-is," "as available," basis and all warranties, express or implied, are disclaimed. You must exercise due caution and must verify any and all information sought to be relied upon and/or seek independent professional advice before entering into any commercial or business relationship or transaction with any person or entity, and /or any other party or make any investment or enter into any financial obligation based solely on any information, statement or opinion which is contained, provided, posted or expressed on the Site.
The Site contains information, statements, opinions, statistics, and materials obtained from sources however "Dess Equity Advisors" do not warrant the completeness or accuracy of the Content found in our Services or its usefulness for any particular purpose. We make no guarantees whatsoever regarding the timeliness, completeness, accuracy, adequacy, fullness, functionality or reliability of the information, statements, opinions, and materials contained, provided and posted on any section of the Site.
The information and services may contain bugs, errors, problems or other limitations. We and our affiliated parties have no liability whatsoever for your use of any information or service. In particular, but not as a limitation thereof, we and our affiliated parties are not liable for any indirect, special, incidental or consequential damages (including damages for loss of business, loss of profits, litigation, or the like), whether based on breach of contract, breach of warranty, tort (including negligence) or otherwise, even if advised of the possibility of such damages. This Site and the information would not be provided without such limitations. No advice or information, whether oral or written, obtained by you from us through the Site shall create any warranty, representation or guarantee not expressly stated in this Agreement.
All responsibility or liability for any damages caused by viruses contained within the electronic file containing the content, form or document is disclaimed. We will not be liable to you for any incidental, special or consequential damages of any kind that may result from use of or inability to use our Site.
The Member or Viewer of the Site undertakes to indemnify us and our partners for any loss suffered on account of use or misuse of content or services sold on the Site.
9. Links to other Websites
The Site contains links to other websites. We are not responsible for the content, accuracy or opinions express in such websites, and such websites are not investigated, monitored or checked for accuracy or completeness by us. Inclusion of any linked website on our Site does not imply approval or endorsement of the linked website by us. If you decide to leave our Site and access these third-party websites, you do so at your own risk.
10. Third-Party Services
We allow access to or advertise third-party merchant sites ("Merchants") from which you may purchase certain goods or services. You understand that we do not operate or control the products or services offered by Merchants. Merchants are responsible for all aspects of order processing, fulfilment, billing and customer service. We are not a party to the transactions entered into between you and Merchants. You agree that use of such Merchants is at your sole risk and is without warranties of any kind by us, expressed, implied or otherwise including warranties of title, fitness for purpose, merchantability or non-infringement. Under no circumstances, are we liable for any damages arising from the transactions between you and merchants or for any information appearing on merchant sites or any other site linked to our Site.
11. Third-Party Merchant Policies
All rules, policies (including privacy policies) and operating procedures of Merchants will apply to you while on such sites. We are not responsible for information provided by you to Merchants. We and the Merchants are independent contractors and neither party has authority to make any representations or commitments on behalf of the other.
12. Use of Information
You understand and agree that any action taken or decision made based on the information, statements and/or opinions contained, provided, posted, made or expressed on the Site will be taken or made by you at your own risk without any recourse whatsoever to us. The information, statements, opinions and materials contained on the Site are for private use only and not intended for use in any commercial activity or purpose.
Equity investments are risky in nature, where substantial portion of investments may get eroded, including loss of capital. Hence, same should be made within the risk tolerance and financial capacity of the member. Stock Investing is not suitable for many members of the public and only risk capital should be applied. Dess Equity Advisors does not take into account special investment goals, the financial situation or specific requirements of individual users. You should carefully consider your financial situation and consult your financial advisors as to the suitability to your situation prior to making any investment or entering into any transactions.
Maintaining the privacy of user’s information is important to us. This privacy statement outlines how we collect information from you, when you register as a user at www.prudentequity.com (site or website) or when you subscribe to our online services and what we do with that information. When you browse through the pages of the website, read or download information, we may collect, note or analyze details about your visit such as:.
- •Your server address.
- •Your operating system, top level domain name and the type of web browser you use.
- •The date and time of your visit to the website.
- •Whether you have visited the website previously.
- •What pages of the website you accessed and what you downloaded.
- •Your usage pattern and characteristics in order to measure interest in and use of various areas of the site.
- •The information we collect relates to your server or PC rather than you yourself.
The information we collect will be used within prudentequity.com to help us improve our online services keeping in mind your needs, and to help us to provide you faster navigation and access to the various sections of the website. We will also collect your personal details while registering you as a user or subscriber of our various online services, or when you wish to download certain documents from our website or if you email us with a comment or query. We will use your details:
- •To send you the documents you have ordered.
- •To answer your comment or query.
- •To monitor our responses to you.
- •For our internal sales and marketing analysis.
We may also contact you to follow up on your order or request, or to provide you with further information about our products and services which may be of interest to you.
Where we need to send you any documents, we may disclose your personal details to the mailing houses, printers or document management providers which prudentequity.com uses so that they can forward the documents to you on our behalf.
The user represents that he is fully aware that in the course of using this website or in the process of subscribing to the products and services or part of it, prudentequity.com may obtain information relating to the user, including that of a confidential nature. Prudentequity.com does not collect personal information about the user except when such users specifically provide such information on a voluntary basis. For example, such information may be collected through the registration process for subscribing to services and in connection with contest submission, message boards, query section, suggestions & voting/polling activities. This information will be used by prudentequity.com for its internal purposes and will be kept confidential.
Prudentequity.com is strongly committed to protecting the privacy of its users. Prudentequity.com undertakes not to disclose the information provided by the users to any person, unless such action is necessary to :
Conform to legal requirements or comply with legal process such as requests of the government, court, tribunal, authority or other regulatory agency and/or required by any law Protect and defend prudentequity.com or its Affiliates’ rights, interests or property; Enforce the terms and conditions under which its products and/or services are sold; or Act to protect the interests of prudentequity.com, its Affiliates, or its members, constituents or of other persons.
Prudentequity.com may use and/ or share the information provided by the users as it may deem necessary with its Affiliates and third parties for providing services and any service-related activities in order to serve you better. In this regard it may be necessary to disclose the user information to one or more agents and contractors of prudentequity.com, and their sub-agents or sub-contractors, but such agents, sub-agents, contractors and sub- contractors will be required to use such information only for the stipulated services.
Prudentequity.com has taken all necessary and reasonable measures to protect the confidentiality of the users information and its transmission through the world wide web and shall not be held responsible or liable for any eventuality, loss or damage to the user that may arise out of such action on its part and also it shall not be held liable for disclosure of the confidential information when in accordance with this Privacy Commitment or in terms of the agreements, if any, with the users.
Prudentequity.com reserves the right to modify the whole or some sections of this Privacy Statement at any time. Please check this statement from time to time for any changes.
You represent and warrant that if you are purchasing something or some service from us or from Merchants that,
(i) any credit information you supply is true and complete,
(ii) charges incurred by you will be honoured by your debit/credit card company, and
(iii) you will pay the charges incurred by you at the posted prices, including any applicable taxes.
For your own safety you may be asked to complete additional verifications such as 'Verified by Visa' or '3D Secure' to verify your identity.
Additionally, there is no money back policy in case you do not find the Site useful or are dissatisfied with our service. We strictly follow a no-refund policy. Once an order is placed and processed, it cannot be cancelled as the subscribers would have had full access to the website during the term of activation of service. All orders are final and any dispute or cancellation will be resolved at our sole discretion.
16. KYC (know your client)
As per SEBI guidelines, a client has to submit KYC documents within a week of joining the service.
17. Information, Media Clippings and Press Releases
The Site contains information, media clippings and press releases about us, our organization and employees. While this information was believed to be accurate as of the date prepared, we disclaim any duty or obligation to update this information, media clippings or any press releases. Information about companies other than ours contained in the media clippings, press release or otherwise, should not be relied upon as being provided or endorsed by us.
18. Terms of Service
Subscription charges subject to change without notice. Subscription charges provide members access to recommendations and query section of the site while other columns can be viewed for free. The price in effect when we receive your order will be the price that is charged for subscription. Upgrade offers and special promotions are subject to change. We are not responsible for typographic errors.
Answering, refraining from answering or deleting any question or comment posted in the Query column of the Site is at our sole discretion cannot be challenged.
We shall not be held responsible for this. Change to the username, once provided at the time of registration, is not allowed. Multiple login with the same username and password is also not allowed on the Site and the user ID shall be disabled. If you do not receive email alerts for our recommendations or columns, we will not be held liable or accountable for any monetary or non-monetary loss suffered by you. Any delay in the receipt of the email is also not our responsibility. Subscription charges or any part of it will not be adjusted towards non-receipt or delay in receipt of the email or SMS
We shall ask you to comply with KYC documents and submit the same to us. Failure on your part to adhere and comply with the norms will result in restricted entry.
We do not commit, guarantee, assure or promise any returns based on our recommendations. Any action you choose to take in the markets is totally your own responsibility.
This Agreement shall be treated as though it were executed and performed in Gurugram, India, and shall be governed by and construed in accordance with the local laws (without regard to conflict of law principles). Any cause of action by you with respect to the Site (and/or any information or services related thereto) must be instituted within one (1) week after the cause of action arose or be forever waived and barred. All actions shall be subject to the limitations set forth in Points 8 and 10 above. The language in this Agreement shall be interpreted as to its fair meaning and not strictly for or against either party. All legal proceedings arising out of or in connection with this Agreement shall be subject to Gurugram jurisdiction only. You expressly submit to the exclusive jurisdiction of said courts.
Should any part of this Agreement be held invalid or unenforceable, that portion shall be construed consistent with applicable law and the remaining portions shall remain in full force and effect. To the extent that anything in or associated with the Site is in conflict or inconsistent with this Agreement, this Agreement shall take precedence. Our failure to enforce any provision of this Agreement shall not be deemed a waiver of such provision nor of the right to enforce such provision.
We reserves the right to add, alter, modify, withdraw , replace, wholly or in part, any of the contents and/or columns and/or sections by any other contents and/or columns and/or sections, whether similar or not, or withdraw it altogether without any prior notice. In case of dispute with any party, our decision will be binding and final.
- "Members of PE community are so fortunate to be showered with your continuously successful advice. You are endowed with razor-sharp intelligence, high clarity of thinking and strong ability to express convincingly and in minimum words. You have an uncanny ability to mine precious gems of the market. Excellence is rarely found and more rarely valued.
Sharad Padmawar, Mumbai
- "For me, all recommendations that come from Prudent Equity are a compulsory buy. This is also my gateway to financial independence. "
- "Siddharth has been the best advisor and wise person I have met in so many years. He is very prompt in responding queries but his main strength is giving invaluable advices. His calls has been excellent and after years I see someone trustworthy and can be completely dependable on stock market, wherein there are so many advisor who falter your trust. All the best to prudent equity and the subscribers.
Client chose to be anonymous, Pune
- "Good recommendations. All the research reports of recommendations are very useful.
Abdul Kareem , Tamil Nadu
- "What I like about this service, besides market beating returns, is the ease with which the queries are answered. Try mailing a query and you'll get instant reply. The best part is just pick up the phone and talk and you can have a conversation with one of the finest minds in the investment world. Thank you for the dollops of money made for me."
Naman Kapoor, London
- "In the stock market, if someone is ahead of times, it is Prudentequity. When we, the members have already got returns of 60-70%, that is the time the rest of the world starts to notice that stock. Siddharth, you have an uncanny ability to spot winners. It's just amazing."
Mayank Sinha, Mumbai
- "I run a hedge fund and joined Prudent Equity more out of curiosity than anything else. What I discovered has left me amazed. A 99% strike rate is unheard of. But here I am, witnessing it and now actively participating in nearly all the recommendations. Hat's off to you Siddharth and the team of Prudent Equity."
Client Chose to be anonymous, Mumbai
- "Prudent Equity and Siddharth Oberoi are Indian stock market's best kept secret. Become wealthy while you can. "
Prakash Rohatgi, Pune
- "The way information is reaching to members is commendable. I am confident we shall have a long & memorable journey.
- "Prudent Equity for me has been a great addition to my portfolio. It has given me almost everything I had asked for from a Research advisory firm
1. Strong and unbiased research
2. Clear and crisp reports (fed up of reading voluminous reports)
3. Management Interaction reports
4. Regular followup on the recommended stock ideas
5. Picking of stocks at abysmally low levels
6. Recently introduced open sell price concept
7. Quarterly result updates
8. Last but not the least, an amazing opportunity to interact with the person who picks the stocks and get a share of his brains.
Siddharth has become much more than just a Research Analyst/Advisor for us. Anybody who associates with him and Prudent Equity will have an amazingly prosperous decade ahead.
Sreeselva Veene, Bangalore
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